Overview

Synchrony Financial, a major U.S. consumer financial services company, is taking significant steps to expand the reach of its CareCredit financing option through two main methods which include developing better software connections and planning a new bond issuance. The company plans to develop financing solutions which will work seamlessly with healthcare providers who need to implement their operational systems.

New Software Integrations

Synchrony announced its patient financing integration of CareCredit with two major software partners in March 2026.

 

• Weave provides a popular practice management platform which healthcare providers of dental, cosmetic, vision and wellness clinics use to manage their operations.

 

• Planet DDS has established CareCredit as its primary financing option through its dental practice management system.

 

The software providers already use in their daily work will now include CareCredit as an integrated payment method. The system allows staff members to offer financing options to patients who are either booking appointments or receiving treatment or dealing with their financial responsibilities. The embedded finance system helps organizations use their services according to Simply Wall St which describes its significance for real world usage.

Why This Matters for Providers and Patients

The implementation of CareCredit through practice software functions to achieve multiple objectives.

 

• The current financing process allows patients to obtain financing without needing to complete different forms because they can apply through the provider's system.

 

• The implementation of financing options through standard practice management tools enables providers to deliver payment solutions directly to patients during their treatment.

 

• The software system allows providers to handle financing options together with their existing scheduling and patient record and billing functions.

 

Flexible financing options provide essential support for dental and wellness industries because patients require financial assistance to cover their high out-of-pocket expenses.

New Bond Issuance Plans

The company plans to issue new bonds while it develops its software applications. The company has not released public information about the bond issuance schedule and the specific amount they intend to raise. Through bond issuance Synchrony will obtain funding which they need to support their business growth initiatives and software integration projects and CareCredit market expansion efforts.

Looking Ahead

Synchrony Financial combines its two business activities of technology partnerships and capital expansion to develop CareCredit as its main product for integration into healthcare and wellness services. The planned initiatives will achieve their goals when executed correctly because they will increase financing usage and enable medical facilities to treat more patients while maintaining their existing care standards.